UK personal finance · 2026/27 tax year
Work out your UK finances, without handing over your data
Self-contained calculators for take-home pay, mortgages and investments. Everything runs in your browser — enter figures once and they carry across calculators, so a salary you type here can pre-fill what you could borrow next.
Illustration only
These figures are estimates from simplified models and may be inaccurate or out of date. This is not financial, tax or mortgage advice. Check your own circumstances with a qualified, regulated professional before acting. Read the disclaimer.Take-Home Pay
Turn a gross salary into monthly and yearly take-home after income tax, National Insurance, pension and student-loan repayments.
Mortgage AffordabilityComing soon
Estimate how much you could borrow and what repayments look like — pre-filled from the salary you have already entered.
Investment GrowthComing soon
Project how regular contributions and compounding grow a pot over time, in real and nominal terms.
How it works
- Private by design. There is no account and no server. The figures you enter are saved only in your own browser.
- Connected. Calculators share a single financial profile, so what you enter in one pre-fills sensible defaults in another.
- Transparent. The models and the 2026/27 rates behind every number are described on the methodology page.